Business Finance- whilst the following represent a flavour of what our business finance lenders can help you with, these are merely guidelines and they are still very flexible. Should your overall position be sufficiently strong then we may be able to step outside these guidelines.
Residential property – Buy to let & professional |
KEY AREAS OF INTEREST: |
Commercial mortgages |
100% Commercial Loans (With Extra Security) |
Property development for land purchase & development |
BTL (No rental calculation) up to 75% LTV |
Agriculture commercial |
Standard BTL 85% (with 125% rental calculation) |
Healthcare commercial & care homes |
Large Commercial Loans available at rates from 2% above BBR |
Hotels & restaurants |
HMO’s (House of Multi Occupation) up to 70% LTV |
Retail & franchising |
Student and rental accommodation |
Please remember commercial loans do not have stringent underwriting criteria. All cases vary and one lender may look at one risk differently from another. If you are in any doubt please contact us today on 0845 467 0127 quoting Wise Money)
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Not sure what to do? Simply complete the form for a free no obligation quote and you can talk through your alternatives with our trained advisors.
If you are looking for a mortgage, even if you have a poor credit history, come to us first to see what we can do. Your poor credit history does not exclude you from getting a mortgage or remortgage.
Even if your poor credit rating has meant you’ve had special terms imposed on remortgage quotes in the past, we have access to a number of suppliers of poor credit remortgages and have been able to help many customers with a poor credit rating to arrange a suitable remortgage.
If features such as no early repayment penalties, transfer flexibility, or payment holidays are important to you these will be factored in to our search. If these features are not important to you, our team of advisors will base the search on finding you the most suitable mortgage available to suit your particular circumstances.
If you’ve had problems finding a regular mortgage because you can’t prove your income please talk to our lenders about a self certification mortgage. We work with a number of suppliers who are happy to consider self certification mortgages. If this sounds like the type of mortgage you need talk to one of our advisers today to see what we can do for you.
Once we have all the details, your self certification mortgage will be processed as soon as possible to ensure your funds are available so you can complete your house purchase without delay.
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Your loans can be for any purpose and your application will be processed quickly to ensure your monies are granted as soon as possible. Once your loans are granted you are free to spend the money on anything you wish.
As long as you are employed and you are over 18, you can apply. Please contact us today for a free no obligation quote.
Our lenders provide some of the most competitive loans in the UK. So if you’re looking for a help and you’re a UK resident why not ask for a quote?
At Wise Money we work with a number of different financial services providers. As a result we find that we are able to provide competitive rates and terms for a wide range of different personal circumstances.
You can choose between a secured or an unsecured credit and it can be for any purpose. All we ask is that you can meet the monthly repayments and that you’re a UK resident.
You can expect a prompt and efficient service. An in-principle decision will be made as soon as possible and once yourapplication has been fully processed your money is made available to you as quickly as possible which you are then free to spend as you wish.
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The overall cost for comparison is 8.6% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS. WiseMoney.com Ltd is an information only website who will pass you to an appropriately FSA regulated and authorised organisation who you give permission to contact you. We may receive a financial payment if you successfully complete a product for which we introduced you. We wish you all of the best in your financial endeavours.
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